Sheriff Sales Frequently Asked Questions

What is the judgment amount?
The judgment amount is the amount owed to the plaintiff filing the foreclosure.

Can I view the property prior to the auction?
The Sheriff's Office does not have access to the property; therefore we are unable to make arrangements for viewing. The property still may be occupied, attempts to view them would be done at your own risk. If you are on private property without owner's consent it is considered trespassing.

Can I purchase property before sale date?
The Sheriff's Office does not accept bids prior to sale. All bidding is done at the auction on the sale date given.

Do I need to show proof of pre-approved for a loan?
The Sheriff's Office does not require pre-approval documentation prior to the auction.

Do I need to register before sale?
Sheriff sales are public auctions open to anyone. No pre-registration is needed.

Am I responsible for liens on the property?
The Sheriff's Office does not receive lien information on the properties sold. Therefore we recommend doing a title search prior to bidding so you as a purchaser know ahead of time what you may or may not be responsible for.

What form of payment should I bring?
The Sheriff's Office will accept cash, personal check (not out-of-state or starter check), money order, cashier’s check or money order.

What if property is still occupied after sale?
Once the balance has been paid in full and the new purchaser has the deed in their name they will need to file and receive a Writ of Possession from the Clerk of Courts. This procedure gives the Sheriff's Office the authority to forcibly remove the tenants from the property. The cost of the writ of possession and all moving costs are at your expense.

When do I receive the keys for the property?
The Sheriff's Office does not have possession of keys. Once the balance has been paid in full, and the property is vacant the purchaser will have to get a locksmith to enter property.

Do I have to have Full Payment at the time of the auction?
No. At the auction, we will collect a deposit. From the date of the auction, the Plaintiff’s Attorney has 30 days to file the Confirmation Entry. Afterwards, the buyer will have 30 days to make the final payment. Your 30 days doesn’t start until the Confirmation Entry is signed by the Judge (we’ll notify you when it is signed).

How much is the deposit?
For foreclosure sales, we collect the deposit, conveyance, deed processing fee, and the recording fee. The equation we use is as follows:
If the property is appraised below $10,000, the deposit is $2,000.
If the property is appraised between $10,000 and $200,000, the deposit is $5,000.
If the property is appraised above $200,000, the deposit is $10,000.
== PLUS ==
Conveyance, which is computed at $3 for every $1,000 of the winning bid.
== PLUS ==
$75.00 Sheriff’s Deed Recording Fee
== PLUS ==
$0.50 per parcel
If the Plaintiff is the Treasurer of Warren County, it is most likely considered a “Tax Sale,” and the deposit will be a straight 10% of the winning bid.